Introduction

Welcome to the official documentation for Settlr—a premium IOU tracker and shared expense ledger built to stop awkward debt conversations and math calculations forever.

Core Philosophy

Settlr was designed to simplify group expenses. Instead of maintaining long lists of who paid for what and making redundant transfers back and forth, Settlr lets you record expenses, assign individual consumption splits, and utilizes intelligent debt netting to calculate the most efficient payments to clear all debts.

Why Settlr?

• OCR Receipt Scanning: Scan physical receipts to extract items and prices instantly.
• Itemized Splitting: Assign specific food items, drinks, or sub-costs to specific friends, distributing tax and service proportionally.
• Smart Debt Netting: Consolidate multiple group transactions down to the absolute minimum path of bank/e-wallet transfers.
• Zero Login Collaboration: Share read/write access via secure passcode links. Friends can view and edit splits without needing a Google Account.